Ewloe-based MONY Group announces £25m share buyback after record annual results

MONY Group, the company behind MoneySuperMarket and MoneySavingExpert, has reported record annual revenue of £446.3m for the year ended 31 December 2025, up 2% on the previous year.
The Ewloe-based group, which also owns cashback platform Quidco, posted a profit after tax of £80.7m, compared with £80.2m in 2024.
Adjusted EBITDA, the measure the board uses to assess performance, rose 2% to £145.1m, giving an adjusted EBITDA margin of 33%.
The board has proposed a final dividend of 9.30p per share, bringing the full-year dividend to 12.63p per share, up 1% on the previous year.
A £30m share buyback completed during 2025 took 15 million shares out of circulation.
The company announced a further share buyback of up to £25m to be carried out during 2026.
Chief executive Peter Duffy said: “2025 was another year of great progress for the Group and we’re delighted to have helped households save an estimated £2.8bn.”
“Our flagship member-based proposition SuperSaveClub has grown to over 2.1 million members and shows no signs of slowing, and this loyal, engaged member base is driving meaningful increases in customer lifetime value.”
SuperSaveClub, a membership scheme launched in late 2023, accounted for approximately 16% of total group revenue.
The group said members generate average revenue per user of £35, compared with £20 across the wider platform.
Growth was led by the Money and Home Services divisions.
Money revenue rose 8% to £105.7m, driven by credit card switching and banking products.
Home Services revenue grew 33% to £48.2m, with energy switching the primary driver, including what the company described as its first collective energy switch in five years.
Insurance revenue fell 1% to £232.5m, with car insurance premiums down 9% on average year-on-year.
The company said car insurance headwinds began easing in the second half of the year, with December the fourth consecutive month of improvement.
Cashback revenue fell 13% to £52.7m, with the group citing weak consumer confidence and reduced merchant marketing budgets.
Travel revenue fell 10% to £17.6m, reflecting 11 months of trading before the group moved to a minority position in Ice Travel Group on 1 December 2025, recording a loss on disposal of £6.7m.
Operating costs fell 4% to £169.8m, which the group attributed to automation, platform efficiencies and reduced headcount costs.
The group said it signed an enterprise agreement with OpenAI during 2025 and launched a MoneySuperMarket application for the ChatGPT app store.
New products launched during the year included Price Optimiser and Savings by MoneySuperMarket, a product the group said gives customers access to savings accounts directly through the platform.
The group is in ongoing discussions with HMRC over its partial exemption special method for VAT recovery, a dispute it said is expected to continue through 2026.
Provisions for irrecoverable VAT and related costs totalled £4.4m for the year.
On the outlook, the board said current trading and strategic momentum gave it confidence that adjusted EBITDA for 2026 would be in line with analyst consensus, which stands at £146m.
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